florida short term health insurance

CALL US AT (850) 460-3315

short term health insurance

For residents of Florida, locating the right short term health insurance plan is as easy as 1-2-3. From long-term strategies to cover yourself along with your family, to short-term strategies to cover you in a gap, you’ll be able to find a great plan to suit your needs.

Short Term Health Insurance is major medical insurance that provides coverage for a defined period of time and generally has a much lower monthly premiums than other forms of major medical health insurance. There are two other big advantages of Short Term Health Insurance over other forms of major medical insurance such as an Obamacare (ACA) plan or an employer-based plan.

If you’re just looking for temporary coverage, short-term health insurance plans can provide coverage for a limited time period. You can find coverage of varying levels and length, meaning you can find great options to get protection for special events or during coverage gaps. It’s important to remember that short-term plans AREN’T ACA-compliant, which means you could be charged a tax penalty for not having ACA compliant insurance. Nevertheless, you’ll still have improved protection against large medical bills. Click the link for additional info about short-term plans.

Serving: Destin, Miramar Beach, Santa Rosa Beach, 30A, Blue Mountain Beach, Seagrove Beach, Seacrest, Grayton Beach, Tallahassee, Gainesville, Daytona Beach, Fort Myers, Miami, Dune Allen Beach, Alys Beach, Inlet Beach, Watercolor, Panama City Beach, Freeport, Niceville, Valparaiso, Jacksonville, Ocala, St Augustine, Orlando, Fort Lauderdale, Fort Walton Beach, Crestview, Shalimar, Navarre, Gulf Breeze, Pensacola, Milton, Pace, Lake City, Tampa, Naples, West Palm Beach, St Petersburg, Florida

Is FLorida short term insurance for me? cALL US AT 850-460-3315

Short Term insurance may be for you if you're:

Unable to apply for Affordable Care Act (ACA), also called Obamacare, coverage because you missed Open Enrollment and you don't qualify for Special Enrollment

Waiting for your ACA coverage to start

Looking for coverage to bridge you to Medicare

Turning 26 and coming off your parent's insurance

Between jobs or waiting for benefits to begin at your new job

Healthy and under 65

For these situations and many others, Short Term health insurance, also called Temporary health insurance or Term health insurance, might be right for you. It can fill that gap in coverage until you can choose a longer term solution.


In Florida, there are Medicare plans available from several carriers. Whether you’re searching for new coverage, looking to change your plan, or perhaps thinking of taking out additional coverage, you’ll find all of the information you need on our Medicare page. Or, if you already understand what kind of plan you are searching for and only need to compare your options, click here to request more information.

Short Term Health Care Plans

You can register in a short-term plan throughout the year. Find the perfect plan in your town by requesting a quote today!

Medicare Enrollment

The Initial Enrollment Period (IEP) lasts for seven months. It starts three months before either the month of your 65th birthday OR 25th month of receiving disability benefits. If your IEP is starting soon we can help you find what Medicare options are available in your area.


  • Destin
  • Miramar Beach
  • Santa Rosa Beach
  • 30A
  • Blue Mountain Beach
  • Seagrove Beach
  • Seacrest
  • Grayton Beach
  • Tallahassee
  • Gainesville
  • Daytona Beach
  • Fort Myers
  • Miami
  • Dune Allen Beach
  • Alys Beach
  • Inlet Beach
  • Watercolor
  • Panama City Beach
  • Freeport
  • Niceville
  • Valparaiso
  • Jacksonville
  • Ocala
  • St Augustine
  • Orlando
  • Fort Lauderdale
  • Fort Walton Beach
  • Crestview
  • Shalimar
  • Navarre
  • Gulf Breeze
  • Pensacola
  • Milton
  • Pace
  • Lake City
  • Tampa
  • Naples
  • West Palm Beach
  • St Petersburg
ACA DISCLAIMERShort Term Health Insurance and Health Benefit Indemnity insurance (HBI) are insurance outside of the Affordable Care act (Obamacare). Short Term Health Insurance and HBI do not cover pre-existing conditions and do not include all ten of the minimum essential benefits of Obamacare. You may be subject to the Affordable Care Act Uninsured Tax (eliminated by the Congressional Tax Reform Act starting in 2019). You can learn more here.